Technology3 min read

Why We Built SafeBank on Base

Choosing the right blockchain for a payment platform is critical. Here's why we chose Coinbase's Base L2 for SafeBank and what it means for users.

ST

SafeBank Team

January 3, 2026

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Why We Built SafeBank on Base

When building a payment platform, every millisecond matters. Here's why Base was the obvious choice.

Speed That Matches Real-World Expectations

Traditional card payments feel instant. Crypto payments need to match that experience.

Base delivers sub-second finality, meaning transactions confirm almost as fast as tapping a credit card. No more awkward waiting at checkout while blocks confirm.

Fees That Make Sense for Payments

Paying $5 in gas for a $4 coffee doesn't work. On Base, transactions cost less than a penny, making micropayments viable for the first time.

The Coinbase Ecosystem

Being part of the Coinbase ecosystem means seamless onramps and offramps. Users can easily move between fiat and crypto, making adoption frictionless.

Ethereum Security, L2 Speed

Base inherits Ethereum's battle-tested security while providing the speed and cost-efficiency of an L2. Best of both worlds.


Learn more about our technical architecture in our whitepaper.