Zero Chargebacks: How Crypto Payments Protect Merchants
Chargebacks are a $125 billion problem for merchants. SafeBank eliminates them entirely.
The Chargeback Problem
Traditional credit card payments can be reversed up to 180 days after a transaction. This creates:
- Friendly fraud — Customers disputing legitimate purchases
- Processing fees — $20-100 per chargeback, regardless of outcome
- Lost merchandise — Products already shipped, money returned
The Blockchain Solution
Cryptocurrency transactions are final. Once confirmed on the blockchain, they cannot be reversed. This isn't a bug — it's a feature.
For merchants, this means:
- No disputed transactions
- No chargeback fees
- No inventory losses from fraud
But What About Legitimate Disputes?
We've built a dispute resolution system that's fair to both parties:
- Escrow options for high-value transactions
- Reputation systems for repeat customers
- Merchant-initiated refunds when appropriate
The key difference? Merchants choose whether to refund, rather than having funds clawed back automatically.
Ready to eliminate chargebacks? Get started with SafeBank.